Financial Aid
NTCC Financial Aid staff are here to help you understand your options and plan for the cost of college. Explore financial aid programs, scholarships, student loans, and other resources that may help make your education more affordable.
Types of Aid Available
Types of Aid Available
Federal Aid
Federal aid may include:
- Federal Pell Grants
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Federal Work-Study Program
State Aid
State aid may include:
Where can I get my complete summary of my loans?
You can view your federal student loan and grant history online by logging into StudentAid.gov with your FSA ID. StudentAid.gov displays information from the National Student Loan Data System (NSLDS) , a database containing information about federal student aid received by students and parents
What if I don’t make enough to pay my student loans off?
An income based repayment plan adjusts your monthly student loan payments based on your discretionary income and family size
Do I have to repay my student loans?
For federal direct student loans, after you graduate, leave school, or drop below half-time enrollment, you have a six-month grace period before you must begin making payments.
I want to go back to school, but am in default on my loans. What do I do?
The best way to get student loans out of default and go back to school is to begin making payments again. There are three ways to get your loan out of default: pay your loans in full, enter a loan rehabilitation program or consolidate your loans with a private lender.
Can they take money out of my work paycheck?
Only if your studet loan is in default. When a loan is in defualt, the IRS can force your employer to garnish your wages and apply it to the outstanding balance.
Can they take money out of my tax return?
Only if your studet loan is in default. When a loan is in defualt, the IRS can take your expected refund and apply it to the outstanding balance.
What is a defaulted student loan?
Student loan default means you did not make payments as outlined in your loan’s contract, also known as its promissory note.